Dear Friend:

My name is Terry Monroe and I am a second generation oil man who has worked in the State of Illinois practically all of my life. When I was only a baby, oil was discovered on my family’s farm in the early 1950’s and overnight we were in the oil business and I have been bitten by the bug so to speak ever since. So in some ways it is like I was born into the business. My family has had the usual ups and downs that come from a volatile business like the oil business. In other words we have made lots of money and lost lots of money in the oil business and let me assure you making money was and is a whole lot more fun that losing money. We have been involved and rode the roller coaster of the oil industry for more than 50 years and until I learned the secret to where the money is when it comes to making money in the oil business and I am going to share that secret with you.


Let me explain what I mean by the statement that I ALWAYS find oil. First when I talk about oil I mean crude oil, the kind that is under the earth’s surface. Black gold. The kind that have made millionaires out of people like the Rockefeller’s, and other oil barons of our time in the United States. Yes, I am talking about the same thing that you saw on television with the “Beverley Hillbillies”. That is what I am talking about. The kind of oil that makes the world go around and around and around. If it weren’t for oil we would still be moving around in the back of a horse drawn carriage.

So if I am talking about black gold then how can I find it 100% of the time when I go looking for it?  It is really simple if you know where to look. Well guess where I always look? In the middle of an oil field. Sounds pretty simple doesn’t it? Well it is.

I bet you are probably already thinking. What in the world is he talking about when he says he is looking for oil in the middle of an oil field in the State of Illinois? Yes, there are over 650 oil fields in the State of Illinois with 30,000 oil wells and there has been oil drilling in the State of Illinois since the early 1900’s. As a matter of fact one of my partners has wells that were drilled in 1906 over 100 years ago and they are still producing oil. Pretty amazing isn’t it. I think it is. Yet no one ever thinks of Illinois as a place that has oil.

I can go on and explain all of the geology to you, but it would probably make your eyes glaze over with the boring stuff, so just remember that about 400 to 500 million years ago a bunch of dinosaurs or something like that died in the bottom half of the State of Illinois and oil was formed at the bottom of a lake and we are now able to drill for it at a much shallower depth than what they do in Texas or Oklahoma or South Dakota.

Oil in Illinois was a really big deal when the oil booms was going on back in the 1930’s, 1960’s and the 1970’s and 1980’s for those of you who are old enough to remember the oil embargo and gas lines and the such. But those days are gone and now the government says that everything is going to be OK and not to worry, because the supply and demand is under control and we are moving towards electric cars and energy efficient homes and solar power and people are going to be me conscious about the energy they use and it is not going to be an issue going forward.

Well if you believe that last statement I just made then read no further, because what I have to say will not make any sense to you so you might as well go back to doing what you were doing and totally forget about me. Why? Because the statement I made about the fact that everybody is going to be energy efficient and things are going to be OK is the same thing that the government and others were saying in the early 1980’s over 30 years ago. I know, because I remember them saying that and I agreed with them then and I do now about how we need to find new sources of energy for this great country of ours. However, unfortunately it is all talk. Some things never change and I am afraid that this is one of those things. Maybe I am wrong and I hope that I am, but I don’t think so on this issue. And I am so sure that I am right about this I have and am willing to put my money where my mouth is. And that is why in the future there will be a high value placed on oil and how oil relates not only to the United States, but to the world and the developing countries like India and China. Oil is cheap energy and without it countries can’t grow and prosper. But here again don’t take my word for it. Go on the internet, buy some books and do some research and you will see what I am talking about.


So now that I have given you some background on myself and the oil business let me explain how I make money in the oil business and how you can too with minimal risk. Minimal risk you say! This is the oil business. Yes, minimal risk. People used to tell me that they wouldn’t touch the oil business with a ten foot pole and they were going to invest their money into the stock market where they could have some security and make lots of money. Well, that is probably true in some instances, but things haven’t been so great in the stock market either lately. I think with the shenanigans that have been going on in the stock market lately they could make the oil business look like a star pupil.

Anyway, I was talking about minimal risk in the oil business. Yes, here is how I achieve minimal risk. I do so by believing in the old adage that if you want to catch fish you need to fish where the fish are. So that is what I do. “The best place to find oil is in the middle of an oil field”. Sounds pretty simple doesn’t it. Well, it is when that is what you do and that is exactly what I do. I buy existing oil fields that were discovered 20, 30, and 40 and sometimes 50 years ago that are still producing oil and I drill in the middle of those fields to extract more oil. Sounds wild doesn’t it? But that is what I do and you can too.

Remember me saying earlier that there are over 650 oil fields in the State of Illinois? Well years ago most of those oil fields were owned by the major oil companies like Exxon, Texaco, Mobil etc… But now they are all gone. Back in the 1990’s the major oil companies sold out and left the state, because the production was too low for them to maintain their corporate overhead and they needed to find bigger oil reserves to grow their company. It was probably the right thing for them to do. So all of the oil fields were sold to private individuals and a lot of Mom & Pop operators who over the years have literally worked the land by physically working on the oil wells themselves and supporting their families in the process. A lot of the individuals who bought those oil wells were farmers and were used to cyclical prices that go along with farming and used the oil as a hedge to help them in their farming.


So what does that have to do with you and me? Plenty. You see I am a second generation oil man who grew up listening to all of the oil stories and understood the business. Did I also mention that in the early 1980’s my father and I had a small oil company named New Spirit, Inc. and through his expertise and our luck (you never want to underestimate having some luck in your life) we were able to discover a new oil field and drilled 34 wells in a row without ever drilling a dry hole, which earned us the prestigious award from the Illinois Oil & Gas Association of “Wildcatter of the Year”. True story. If you don’t believe me you can document this by contacting the Illinois Oil and Gas Association at to verify the award and the name of the company.

Well over the years people get tired, they want to retire, sometimes they have a member of the family that will carry on the family business and sometimes they don’t. Most of the time they don’t’ have any family that will want to continue in the same business as they have. The kids have since wandered off and left for the city or another state and have become involved in another profession. But most families do not have a second generation that carries on the tradition of the same business and plus a lot of the family businesses are not viable to be carried on. They have simply ran their course and the children have to go out into the world to find another income.

So there lies the opportunity that has arisen. There are a lot of family owned oil fields that are still productive and profitable to be purchased and continued to be operated. And that is what I do. Since I am already “in the club” being from the oil industry in Southern Illinois I can talk the talk and can relate to the people who own these oil fields and they will deal with me when it comes to working together.  Everybody works is in some sort of club or another. The bankers have the bankers club; the lawyers have the lawyers club and so on. I can’t join the lawyers club, because I am not a lawyer. Thank God! Oops did I say that? You get the picture.


Whenever you invest money what you are really doing is parking the money in a certain place until later and if you park it in a bank they pay you rental income on your money. When you borrow money you pay the bank rent for the use of the money.

When you invest money into the stock market you are parking the money with a certain company in hopes that they will take your money and use it to make more money so that when you decide to go and get your money there will be more there than when you started. I don’t how it can get any simpler than this to understand. Wished they would have taught this principle in school.

So oil wells are no different. When we buy an oil field we will only buy the ones that have a long proven track record of production so that we know it has been around a long time and will continue to be around for a long time in the future. We therefore have an established cash flow that has a history and we can project a future cash flow. The only real variable we have in the equation is whether the price of oil is going to go up or go down.  If one thinks that the future of oil prices is going to go down. Then they would not want to be involved in oil. However, if one thinks that the world population is going to continue to grow and there is going to be a strong demand for oil over the next 20 years then one should take a serious look at investing in the oil industry.

By now you are probably wondering how can purchasing oil wells and old oil fields be profitable and how can that benefit you? Well I am going to share with you the secret. Remember I mentioned earlier that the Rockefellers and a lot of other rich people had been in the oil business? Well they laid the ground work years ago for you and me. When we purchase existing oil wells we not only get an income stream, but we also get treated to what is called a depletion allowance or in the case of purchasing an existing oil well, cost depletion for tax purposes. What this is saying is that oil is constantly being depleted and as it is being depleted we are allowed a tax incentive for being courageous enough to invest in the oil industry, because we don’t know how long the oil reserves are going to last. And we don’t. But, we do know with our research that generally an oil well with a 20 year history of producing oil at a depleted level will continue to produce oil for another 20 years.  I know, because I own and have owned hundreds of oil wells that continue to produce that are well over 20 years old. They may not produce a lot, but they just keep going and going and going just like the Energizer battery commercial.


Now, are you interested in learning more about this type of investment? At this point you are probably intrigued, but not sold. Good, because this writing was not meant to sell you. It was meant to educate you. When I buy oil fields and share the opportunity with my investors they are guaranteed 5% pre-tax return on their money with the average return on their money in the 12% to 15% before factoring in the savings they are receiving from various depletions allowances that will be given to them on their taxes. Since my investors are not from the oil industry and they do not understand all of the ins and outs of the industry I shield them from the liability that could arise from any issues within the industry. I also offer them a way to get out of the investment and a time line to do so if they are not happy with their involvement with the oil industry. I am in the business to create value for my investors.  I know everybody says that, but it is true with me, because I don’t work with just anybody. I don’t know about you, but as I have gotten older my tolerance for grief has gotten much lower and if someone or something looks like it is going to give me a bunch of grief I just don’t do it. Life is too short and I don’t have that many more years to go and sure don’t want to spend my remaining years dealing with a situation that would bring a bunch of grief to me or anyone else. So as corny as that may sound I think people should know up front what kind of person they are going to be working with so we can all enjoy the journey and not have to be trying to figure so many things out.

So if I have intrigued your interest in making good money in a niche industry then I suggest that you contact me either by clicking the contact Terry button. I can guarantee you that you won’t get a call from some guy in a boiler room trying to sell you some wild investment and pressure you into buying some other crap. No. You will get a call from me. Not a secretary or my assistant. It will be me. And give me a day or two, because I spend a lot of time talking to owners of oil fields trying to convince them to sell to me. At this writing I have around 25 oil projects that I am reviewing and chances are we will only purchase 2 to 3 of those projects we look at. You have to kiss a lot of frogs, before you find a winner. Each of these fields need to be checked geologically, historically, financially and the quality of assets before they will be accepted into my group.


If you want to make above average returns on your money in an industry that has a long history and a bright future in today’s world and still have the ability to pick up the phone and talk to person who is on the ground working your investment and better yet, have the ability to visit your investment and see and touch it then you should be contacting me to learn more. The oil industry may not be for everyone and it cannot be for everyone, because we only so many oil fields we can purchase and there are only so many people we will work with. But if you are one of those individuals who want high returns on your money and want to literally touch, feel and smell your investment. Then I look forward to talking with you.

All the best,

Terry Monroe

Read the 10 Myths of Investing in Oil